The cover does have a couple of restrictions:
1. The minimum waiting period for claim is 90 days.
2. The maximum claim period is 5 years.
Apart from that, this is full blown income cover and can be paid for out of personal cash flow (tax deductible) or by partial annual rollover from your existing super fund.
For more information send me a PM or email: michael at countrywealth dot com dot au.
Have a good weekend,
Planner.
